Which of the following items can be found on a Declarations page?

The Declarations page of a homeowners insurance policy serves as a summary that provides essential details about the insurance coverage. This page typically includes vital information such as the policyholder's name and address, the specific perils covered by the policy, any endorsements that modify the standard coverage, the deductible amount that the insured must pay before the insurance kicks in, and the liability limits which delineate the maximum amount the insurer will pay for a covered loss.

These elements are crucial for a policyholder to understand what they are insured against, their financial responsibilities in the event of a claim, and the extent of the coverage provided. The clarity afforded by the Declarations page is what helps homeowners navigate their insurance effectively.

Other options mentioned do not fully represent the comprehensive nature of the Declarations page. For instance, while the age and repairs of the property may influence underwriting or coverage decisions, these details are generally documented elsewhere in the policy rather than on the Declarations page. Additionally, while insurance agent contact details may be important, they typically would not be a focus of the Declarations page itself but rather included in other policy documentation. Replacement costs could be detailed in the policy, particularly in relation to coverage types, but this specific information typically is not outlined on the