Which coverage is specifically for loss of use of residence under a homeowners policy?

Coverage specifically for the loss of use of a residence under a homeowners policy is known as Coverage D. This coverage is designed to help homeowners if they are unable to live in their home due to a covered loss. It provides financial assistance for temporary living expenses, which can include things like hotel bills and additional food costs that may arise while the home is being repaired or rebuilt.

Understanding this aspect of homeowners insurance is crucial because it directly addresses the homeowner's need to maintain their living situation despite temporary displacement. In contrast, Coverage B pertains to other structures on the property, Coverage A covers the dwelling itself, and Coverage E typically refers to personal liability coverage, which protects the insured against claims for injury or damage to others. Hence, Coverage D is uniquely positioned to support homeowners facing loss of use.