How many years will Med Pay cover medical treatment?

Medical Payments coverage, commonly referred to as Med Pay, is designed to cover medical expenses for injuries sustained by guests on your property, regardless of fault. Typically, Med Pay will cover these medical expenses for a specific duration after an accident occurs.

In this case, the correct duration is three years from the date of the accident. This timeframe allows for adequate consideration of medical issues that may arise after an incident, while also keeping the claims process efficient. Medical treatments or evaluations could take time to be fully realized or documented, so having three years ensures that individuals can seek necessary treatment without the pressure of immediate deadlines.

This approach not only emphasizes the importance of taking care of guests' medical needs but also provides a reasonable window for homeowners to settle any related claims without an undue rush.